The danger of not saying no

In life we are constantly presented with opportunities to either further our careers or to help others. For those of us, who want to either be on the fast track for our careers or want to help everyone and their brother, it is often hard to say no to any request – but there are times we should

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Tipping on a fixed or limited income

Our society puts a lot of pressure on us to be generous tippers. During the holiday season that pressure seems to be on overkill. And if there is not enough stress from the holidays season for people on a limited or fixed income, the pressures of tipping can turn a difficult season into a dreaded season full of sadness and depression.

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